NJ CreativeFree money calculators

Privacy Policy

Last updated: 2026-10-08

This privacy policy explains what information is collected when you use this website (the "Site"), operated by NJ Creative ("we", "us").

The short version

  • The calculators run entirely in your browser. The numbers you type are not sent to us or to anyone else.
  • We do not ask for your name or email and you do not need an account.
  • We currently use no analytics, advertising or tracking cookies.

Information stored on your device

To save you retyping, the calculators store your inputs (for example debt balances, budget categories and 52-week check-offs) and your currency choice in your browser's local storage. This data stays on your device. We can't see it. You can delete it any time by clearing your browser's site data for this website.

Server logs

Like almost every website, the hosting provider that serves this Site may automatically process technical data such as IP address, browser type, the page requested and the time of the request. This is needed to deliver the pages and protect against abuse. We do not use this data to identify you.

Links to other sites

The Site links to our product page on Gumroad and to other websites. Those links include campaign parameters (for example utm_source=calcsite) so we can see which page a visit came from. They contain no personal information. Gumroad and other sites have their own privacy policies, and we are not responsible for their practices.

Advertising (future)

We may show ads in the future, for example through Google AdSense. If we do, we will update this policy before ads go live. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on visits to this and/or other sites. You can opt out of personalized advertising in Google Ads Settings or visit www.aboutads.info. Where required by law (for example in the EEA, UK and some US states), we will ask for your consent first.

Children

The Site is not directed to children under 13 and we do not knowingly collect information from children.

Your rights

Depending on where you live (for example under the GDPR or CCPA/CPRA), you may have rights to access or delete personal data. We don't hold personal data from the calculators. For any privacy question, contact us through our Gumroad profile.

Changes

We may update this policy. The date at the top shows when it last changed.